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Articles
Medicare and benefits, explained without the jargon
Educational articles on the questions we field most often. If something here raises a question about your own situation, call and ask — that part is free.
Why doesn't Medicare cover dental, hearing, and eyeglasses?
Routine dental care, hearing aids and eyeglasses are statutorily excluded from Original Medicare. The narrow exceptions, and how to cover the gap.
Is Medicare Part F Going Away?
Under MACRA, Medigap plans that pay the Part B deductible are closed to those newly eligible from 2020. What that means, and what Plans G and N do instead.
Do you know the different parts of Medicare?
Part A, Part B, Part C and Part D explained — what each one covers, what it costs, and what you need to know before you enrol.
Are Medicare Advantage plans being phased out?
Medicare Advantage is not being phased out — but subsidies to the private carriers are shrinking. How Part C works, HMO vs PPO networks, and the trade-offs.
Talk to a real person about your options
Using Rusty von Sternberg as your agent of record costs exactly the same as buying direct — and you get quotes from over 30 carriers, annual rate shopping, and claims help for free.